Now that we are approaching the end of the year 2022, you might be wondering, if there is anything that we can do in our portfolio, to save on our taxes. Especially, when S&P 500 has gone down by 17% and Nasdaq 100 by 30%. Yes, there are ways. It is called, Tax Loss Harvesting. But not everyone can take benefit from it. Why? We will take a closer look at it in this episode. Use this episode...
Buying a home is not an easy decision. It just involves too many factors to consider. But, there are a few “don’ts”, that you need to be aware of, before buying a home. Those can help you in making an informed decision. We are going to take a closer look at them in this episode. Rent Savings Don’t buy a home, thinking that you can save on your rent. This might come out as...
Today we are going to cover an important topic. Life Insurance. Many don’t even have, any type of life insurance, not realizing the risk they are putting their family in. Among people who do have life insurance, some assume that the life insurance provided by their employer is good enough. But is it? Even people who realize the importance of good coverage, choose the wrong type of life...
Have you ever wondered, what are all the things that you could potentially do to increase your income? There are some easy wins. And then there are some difficult ones. Ask for A raise at work The easiest way to increase our income is to ask for a rise in our full-time job. Many don’t even realize that they are underpaid for their work. We should know our value in the market. If we do the...
This guide covers all the important aspects of a financial plan. Find out how to set up a good financial plan in 5 simple steps.
If you are new to equity (Stocks) investments and not sure on how to build an equity portfolio, this post is for you.
Thinking in long term helps us to make informed decisions.
If you are a new salaried employee and if you have no idea on what strategies you can follow to build wealth, then this post is for you. 4 Phases of Building Wealth is explained in detail.
Can delayed gratification actually help with building wealth?
Building Wealth is an art. Learning that art and executing it with a good plan will help us achieve financial independence. This would empower us with the freedom to do what we like in our life, rather than compromising all of our time for making money.
After 20 years of corporate experience in the Software Engineering field, Vijay is now retired and focusing on spreading financial awareness through "Investment Insights".